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				content = '<h3>TESTIMONIALS AND RESULTS DISCLOSURE</h3><p>&nbsp;</p><p><br />1.&nbsp;Compensation And Benefits To Testimonialists. Some of the testimonialists on this site MAY receive affiliate commissions based on sales of products or services for which they give testimonials. Other testimonialists receive free promotional materials or free products or services to review. To the best of our knowledge we believe these testimonials represent the honest opinions of the testimonialists.<br /><br />2.&nbsp;Generally Expected Results From Our Products/Services. The results that you achieve from any information on this site is solely your responsibility, based on your use, understanding, implementation and other factors which are not under the control of StephenRuby.com.&nbsp; For that reason, any success, or lack of success, including any and all subsequent related or unrelated actions and/or results are your sole responsibility.&nbsp; You agree to hold StephenRuby.com harmless for any and all outcomes you achieve or fail to achieve. You should assume that the results achieved by these testimonialists are the exception and not the rule, and for this reason, you should not expect to achieve the same level of results, or any positive results at all.<br /><br />3.&nbsp;Subjective Opinion Testimonials We Post. For Testimonials we post on our site that are in the nature of subjective opinions, we do not independently verify, nor do we seek independent verification; however, to the best of our knowledge we believe the testimonialists are giving their honest opinions. If you&#39;re not sure regarding whether a particular testimonial is a &quot;success story&quot;/&quot;best-case&quot; scenario testimonial or a subjective opinion testimonial, email our compliance officer at the email address provided above and request clarification. In all such cases, you should assume that the opinion given is a personal subjective opinion.&nbsp;<br /><br />4.&nbsp;Blog Posts by Others. We do not independently verify, nor do we seek independent verification of comments and statements that may be posted by others in blog posts on this site regarding our website, its products or services. For this reason, if others post &quot;success story&quot; or &quot;best-case&quot; scenario testimonials or positive comments (as distinguished from subjective opinions), you should assume that the results achieved by these testimonialists are the exception and not the rule, and for this reason, you should not expect to achieve the same level of results, or any positive results at all.<br /><br />&gt;&gt;Material Modifications&lt;&lt;<br /><br />Notice: This document is Copyright &copy; Chip Cooper of the law firm of Jones &amp; Haley, P.C., and licensed for use by the owner of this website under distribution rights granted to FTCGuardian.com. All rights reserved worldwide. No part of this document may be copied, reprinted, reproduced, or transmitted in any form or by any means without the prior written permission of the copyright owner.<br />&nbsp;</p><p>&nbsp;</p><br /><p style=\"text-align:right\"><a href=\"#\" onclick=\"verify_ftc_member()\" ><img src=\"https://d3r9z8mqrxc6wq.cloudfront.net/logo-verified.png\" style=\"width:180px;height:auto;\"  /></a></p>';
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